Under the weight of Covid-19,
Annual Report on the Canadian Mortgage Market - A comprehensive review of trends in the Canadian housing and mortgage markets, and related policy issues.
A Recent Presentation - Slides from a presentation given on March 5, to Mortgage Professionals Canada’s Toronto Mortgage Symposium.
Owning versus Renting a Home in Canada - In most situations in Canada, the monthly cost of home ownership is actually lower than the cost of renting equivalent housing, and the ownership advantage increases over time.
How to Dissect a Housing Bubble - (completed in 2014). I wrote this at a time when there was a lot of discussion about "over-valued" housing markets in Canada. The primary conclusion was that due to low interest rates, there was considerable potential for further price growth.