Since 2006, most of the big cities in Canada have under-produced new housing, contributing to the mess we're in now.
April 26th letter to the Minister of Finance, in which I argue that the interest rate used in the stress tests should be 3.76%.
Slides from a Presentation given on April 21, to Mortgage Professionals Canada’s Mortgage Symposium.
"Annual State of the Residential Housing Market in Canada" (released March 25). For Mortgage Professionals Canada, a major report on conditions and factors in the market. Find the Press Release here
Owning versus Renting a Home in Canada - In most situations in Canada, the monthly cost of home ownership is actually lower than the cost of renting equivalent housing, and the ownership advantage increases over time.